Waddell & Reed

Retirement Plans

When it comes to building a secure financial future, time is one of your greatest assets. Start now with a retirement savings plan customized by your Waddell & Reed financial advisor, who can assist you in selecting a strategy that best suits your specific family or business needs.

Individual Retirement Plans

Traditional and Roth Individual Retirement Accounts (IRAs)
A traditional or Roth IRA allows you to invest for retirement and defer taxes on investment income until you begin to withdraw the money.

IRA Rollover
If you have changed jobs or retired recently, an IRA Rollover can provide you control over funds from your former employer’s retirement plan.

Employer-Based Retirement Plans

Employee and Employer Contribution
These plans – SIMPLE IRA, 401(k) and Safe Harbor 401(k) – allow employees to invest a portion of their salary pretax and employers to contribute to employee plans.

Employer Contribution
Employers contribute on behalf of employees to a SEP IRA, Profit Sharing or Defined Benefit Plan.

Self-employed business owners and corporations that employ only the owners can invest in an Exclusive(k)®, SEP IRA, SIMPLE IRA or Defined Benefit Plan.

Public Educational Institutions
Employees of public schools and universities benefit from 403(b), 457 or 401(a) Employer Contribution Plans.

Governmental Employer
Retirement benefit plan options for governmental entities include 457, SEP IRA and 401(a) Employer Contribution Plans.

Non-Profit Organization and Church
Employees of nursing homes, hospitals and churches can invest in 403(b), SIMPLE IRA, SEP IRA and 401(a) Employer Contribution Plans.

Financial Advisor Opportunities
Corporate Careers